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When you created your investment strategy, your asset allocation should have reflected your goals, time horizon, and tolerance for risk.But over time, any of those three factors may have changed, and your portfolio may now need...

In the financial world, some weeks are more important than others, and we just lived through a big one. Let's unpack each of the four key stats:The Fed. As expected, the Fed bumped up short-term rates again at its July meeting. But the...

What would you do with a windfall? It’s a question I’ve read or heard a lot lately. Considering the Mega Millions jackpot has now grown to $1.02 billion, it’s safe to say most of us have thought about what it would be...

Government reports are telling a rather bleak story about the economy. The headlines talk about high inflation, rising interest rates, and a possible recession.But corporations are telling a more upbeat, optimistic story about business...

Summer travel is picking up this year. If you’re headed to Europe, you may notice that you get more bang for your buck.Why is that?For the first time in almost 20 years, the U.S. dollar and the euro have reached parity. Souvenirs...

With half the year behind us, now is a great time to consider what the remainder of 2022 may hold. However, with inflation and economic uncertainty causing many of us to delay or cancel vacations, large purchases, and more, it can be...

Both stock and bond markets have been challenging this year, but it’s important to focus on what this tends to mean looking forward. Consider that after the eight biggest quarterly stock market declines since WWII, the S&P 500...

In March, the House passed the Securing a Strong Retirement Act with a bipartisan 414-5 vote. The Senate is still weighing numerous proposals for their version, the Rise & Shine Act.Proposals under consideration include:Raising the...

In case you didn’t know, June is National Internet Safety Month. With nearly 4 billion people on social media worldwide, plus the risks of using online brokerage and bank accounts, the need for digital security has never been...

Last week was an “interesting” week. In a move unseen since 1994, the Federal Reserve has taken an aggressive stance toward inflation by raising the key interest rate by three-quarters of a percentage point.Investors...

Juneteenth is a celebration of freedom, marking the day when slavery came to an end in the United States. The observance of this holiday, formally recognized by the state of Texas in 1980, has continued to spread to the rest of the...

The bull market that began in March of 2020 came dangerously close to an end. From March 23, 2020 through January 3, 2022, the S&P 500 Index gained 114% (excluding dividends). From that January 3 closing high through the recent low on...

Are you preparing to retire? Your next chapter is about more thanthe money. Click here for other things to consider before retirement. Travel restrictions by country following the Omicron variant outbreak Just as many countries around...

Monthly Market Insights | November 2021 Stock prices notched solid gains in October as a strong start to the corporate earnings season fired up investors. Click the video below to learn more about this month's market insights. Medicare...

On November 11, we honor the bravery and sacrifice of the men and women who have served America in the armed forces. This federal holiday – Veterans Day – is a time to reflect on their courage. Please take a moment this...

As you have noticed, the days are getting shorter – and we are coming to the end of Daylight Saving Time for the year. This Sunday, November 7th, at 2:00 am, most of America will “fall back” into Standard Time. Be...

Pundits say a lot of things about the markets. Let's see if you can keep up. The video below shows us 16 Wall Street clichés in 60 seconds. How many do you know? Five Trends Shaping The Future Of The U.S. Housing Industry We...

Medicare’s annual open enrollment period began October 15 and ends December 7. During this time, current Medicare beneficiaries have the option to adjust their coverage for the coming year. Any changes to your plan will go into...

Monthly Market Insights | October2021 Stocks hit some turbulence in September, turning cautiousamid slowing economic growth and policy debate inWashington. Click the video below to view more October monthly market insights. Five-hour...

October brings to mind the beauty of the leaves changing colors and a time to enjoy the colder weather. But October also holds another meaning for millions of people: it’s Breast Cancer Awareness Month. Based on the numbers,...

Healthcare can be one of the priciest yet essential parts of life’s journey. And yet, many struggle to utilize the financial tools that may help. Take Health Saving Accounts (HSAs), for example. In 2019, 55% of those with HSAs...

What adventures will you have in retirement? Click below to see what path your journey will take. Poverty fell last year amid COVID-19 pandemic as government lifelines helped soften job losses Incomes fell last year but fewer people...

Monthly Market Insights | September 2021 Stocks rallied, fueled by an improving labor market, strong corporate earnings, and clarity on Fed tapering plans. Just as 9/11 changed travel forever, so has COVID. This is the new normal. Get...

These days, the cost of higher education can exceed USD100,000… per child. But there are several great ways to save up. Click the video below for a crash course on saving for college. Toys R Us to make a comeback with new toy...

The airline industry plotted a course for recovery in 2021, but recent difficulties may have put that plan into a holding pattern. While major airlines checked in with improving financial results for the second quarter, both they and...

Stocks notched a solid gain as investors looked past higherinflation and new COVID-19 cases. Amid the Labor Shortage, Robots Step in to Make the French Fries Fast-food chains are working with a host of startups to bring automation to...

Managing an Inheritance A windfall from a loved one can be both rewarding and complicated. Learn More Emotional vs. Strategic Decisions Information vs. instinct. Are your choices based on evidence of emotion? Learn More Biden vaccine...

Even low inflation rates can pose a threat to investment returns. What's the real rate of return on your current investments? Learn how to keep inflation from taking the air out of your investment portfolio in the video below....

Today’s retirees are living longer than ever before and experiencing retirement in new ways. Gone are the days when people worked 50 years for the same employer, retired on a predictable pension, and settled down into a quiet...

Monthly Market Insights | July 2021 Stocks moved higher as investors looked past acceleratinginflation and the Fed’s pivot on monetary policy. Fauci Says Boosters Not Recommended 'Right Now' Dr. Anthony Fauci said federal...

Summertime rouses our desire to hit the road (or the airport) and travel. Here are a few things you’ll want to consider before you take off. Employment Issues for Airlines: Airlines have canceled hundreds of flights due to...

Inflation is defined as the general upward price movement of goods and services in an economy. The key word is “general.” Inflation tends to be uneven and affects the price of some items more than others. If you’ve...

It can be difficult to think about the future during times like these. But this fun, imaginative piece may help you stay thoughtful about your post-pandemic retirement. Imagine your ideal post-pandemic retirement with this animated...

Monthly Market Insights Stocks traded in a narrow range as technology and other high-valuation companies were under selling pressure. Learn more about what investors may be talking about this month in the Monthly Market Insights video...

Over Memorial Day weekend, gasoline prices hit the highest for this holiday weekend since 2014.1 With the Colonial Pipeline outage in the rear-view mirror and an ever-increasing number of adults vaccinated, formerly cooped-up motorists...

As our nation continues to recover from the effects of COVID-19, one economic trend has been capturing news attention as of late. Consumer prices are rising amidst economic recovery. In fact, the Consumer Price Index (CPI) rose 0.8%...

Benjamin Franklin was a smart money manager who understood thepower of compound interest. Watch how he used it to make alasting contribution to his two favorite cities. The Costly Pursuit of Self-Driving Cars Continues On. And On. And...

Monthly Market Insights | May 2021 Stocks notched a solid gain, fueled by a succession of positive economic reports and a strong start to the first-quarter earnings season. Watch the video below for more on this month's market insights...

What is the Next Normal? This term describes the era that will emerge post-COVID-19. Essentially, many of us have been waiting for things to “get back to normal,” but as businesses look to return to office or adapt to...

Did you know that May is Asian American and Pacific Islander Heritage Month? This year, we invite you to join us in celebrating the often-overlooked contributions of Asian and Pacific Islander Americans to this great nation. Whether...

Why are 401(k) plans, annuities, and IRAs so popular? Deferring taxes can have a powerful effect on the potential growth of an investment. The dollars that would have gone to paying taxes remain in the investment, which means more...

So you've prepared for your goals and you believe you are on track for your financial goals. That's wonderful. What now? April is Financial Literacy Month. If you haven't put some thought into Asset Protection Strategy, now would be a...

Spend today, save tomorrow? Okay, we've all been there. But if it seems you're always living paycheck-to-paycheck and never able to save anything for the future, then it may be time to make a change .April is Financial Literacy Month....

f your finances are not where you would like them to be for retirement, what can you do about it? April is Financial Literacy Month. This is a great time to start picking up the pieces and learn how to retire with confidence. After all...

Are your financial goals well-defined? While "I want to have lots of money" may sound like a great goal, it's just too vague. How much is "lots?" If you don’t know … how will you know when you have it? And will the "lots"...

Spring is here! And soon the landscape will turn greener and the weather warmer. Perhaps you are already thinking about what you would like to do – the trips you could take, that new look for your yard or your garden, a day at...

Tomorrow is St. Patrick’s Day, the annual celebration of Irish culture! Celtic music, Irish pastries, corned beef and cabbage, the camaraderie, and the wearing of the green are just a few parts of the holiday we look forward to...

Monthly Market Insights | March 2021 The burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks during the month. Tired of following COVID-19 safety protocols? You have pandemic fatigue. Here's what to...

Powell Testimony Calms Investors Concerns over rising long-term bond yields and inflationary pressures were eased by two days of testimony by Fed Chair Powell. Powell reiterated the Fed’s intention to stick with its near-zero...

It can be easy to overlook the nation’s solid economic fundamentals when the financial media splashes stories every day about an army of amateur traders, short-selling mania, and initial public offerings (IPOs) that double in...

Retiring in a Post-Pandemic World Imagine your ideal post-pandemic retirement with this hopeful, animated video. Learn More Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? Learn More Here's...

Despite the positive trends in COVID-19 data, volatility began to return to the stock market in the final days of January, as retail traders set their eyes on GameStop (GME) stock and other heavily shorted securities, captivating the...

Former Federal Reserve chair Janet L. Yellen was sworn in as the 78th Secretary of the Treasury on January 26, 2021. This was a moment for historical reflection, as Yellen is the first woman confirmed to this vital cabinet position.1...

In last week’s, Weekly Vision, we included an article regarding the IRS and their decision to begin accepting tax returns a little later this year, Friday, February 12th. Although the date change may seem disappointing to some,...

The personal savings rate in the United States, which is the amount of income left after taxes and household spending, has reached some significant milestones. In April, when much of the country stayed home to avoid the COVID-19...

The first week of 2021 has proven to be a very busy week for the stock market with many ups and downs. In today's issue of the "Weekly Vision", we are providing an overview of events that had the most influence on last week's market...

The new year offers plenty of reason for optimism as COVID-19 vaccines are becoming available and the economic recovery is gaining momentum. At Vision, we have set a few resolutions for this year and are looking forward to embarking...

I think we all can safely agree that 2020 has been rough. Emotionally, physically, mentally – just overall an exhausting year in all ways. Celebrating the new year is much anticipated and we want to share a few things you should...

For many of us, 2020 has been a year unlike any other. For some, it’s brought hardships that have tested the hardiest of souls. For others, it has brought unspeakable loss. Yet, we press on, and as we do, we may be surprised to...

Your investment strategy is a lot like a marriage. One day you may feel like everything’s going swimmingly. The next day, there might be an argument over who forgot to load the dishwasher. And even the best marriages and...

Monday, December 7 was the deadline for enrolling or making changes in Medicare Plans.1 Assuming you are already enrolled in Medicare, letting the date pass kept you in your current plan until the next enrollment period. However, what...

The outbreak of the coronavirus has upended the college experience for students across the country. With most institutions cancelling in-person classes and moving to online instruction, uncertainty about how college will look in Fall...

Wishing you and your family lots of good eats and gratitude this season! Happy Thanksgiving from Rob, Jerri, and Gerri! *In honor of Thanksgiving, our office will be closed from Wednesday at noon, until Monday. If you need to get in...

With recent changes to the tax code due to the CARES Act and other COVID-19 legislation, we want to help our clients prepare for the upcoming tax season as early as possible. In our Tax Planning guide below, we will explore where your...

The U.S. Presidential Election has come to an end, and we are all ready to focus on our financial futures. We last left off discussing the 6 key components of financial planning as October is known as Financial Planning Month. We've...

Throughout the history of America, the men and women of the U.S. Armed Forces have made sacrifices to ensure all citizens of our great country have the freedom to enjoy life, liberty, and the pursuit of happiness. Our soldiers have...