Review Your Credit Score
If you plan on moving, purchasing a car or home, or taking out a personal loan this year, you’ll want your credit score in good shape. Your score is impacted by recently accrued debt, late payments, hard credit inquiries, identity theft, and more. Now’s the time to check your credit report. You are entitled to receive one free credit report per year from each of the three major U.S. credit reporting agencies – Equifax, Experian, and TransUnion. You might as well request a report from all three at once. As the federal government’s Consumer Financial Protection Bureau notes, you can do this at annualcreditreport.com.
Review Your Roof
Do you need a new roof or some repairs? Depending on the climate where you live, it’s possible that winter weather has left you a few shingles shy of a full roof. Instead of climbing a ladder, you might be able to use a pair of binoculars to give it a once over. A good roof should last years, and regular checks like this will ensure it does.